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Decentralizing financial systems is transforming traditional banking structures, enabling a more inclusive and transparent approach to transactions. By distributing authority and infrastructure, this shift empowers individuals to manage their finances without intermediary institutions. Additionally, it fosters innovation through blockchain technology and smart contracts, which enhance security and reduce transaction costs. As digital assets gain traction, decentralized finance (DeFi) platforms are becoming central to this evolution, providing users with various services ranging from lending to trading. This paradigm shift not only enhances accessibility but also encourages competition, ultimately reshaping the global economic landscape.